446 Portz Ave, Findlay, OH 45840 Property Records

Hancock County property record for 446 Portz Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1938
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-133-14-004.000`

Property Details

APN / Parcel Number

Primary APN	`1010-133-14-004.000`
Alternative APN	`580000242910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	264 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Porch	Slab
Porch Area	60 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 PORTZ AVE
City	FINDLAY
State	OH
Zip	45840-2463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES & ADAMS ADD LOT 1341-1344 N1/2 S1/2
Legal Subdivision	JONES & ADAMS ADD
Legal Lot Number	1341
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1024
Census Tract	1000

Owner

446 Portz Ave is owned and occupied by an individual who acquired it in March 2023.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	446 PORTZ AVE, FINDLAY, OH 45840-2463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Prior Sale	May 8, 2019 · Amount on File
Deed Document Number	20231275
Deed Book / Page	2601 / 1566
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 1, 2023
Property Address	446 PORTZ AVE, FINDLAY, OH 45840-2463
Document Number	02601/1566
Book / Page	2601 / 1566
Instrument Date	Feb 28, 2023
Instrument	202300001275
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PORTZ AVE, FINDLAY, OH 45840-2463

Mortgage

Document Number	202300001276
Date	Mar 1, 2023
Instrument	202300001276

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 8, 2019
Property Address	446 PORTZ AVE, FINDLAY, OH 45840-2463
Document Number	02556/2634
Book / Page	2556 / 2634
Instrument Date	May 3, 2019
Instrument	201900003486
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, MID AM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PORTZ AVE, FINDLAY, OH 45840-2463
Investor	Possibly a Property Investor

Mortgage

Document Number	201900003487
Date	May 8, 2019
Instrument	201900003487

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 446 Portz Ave was $1,052 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$34,320 Land $7,050 Building $27,270	$98,070 Land $20,150 Building $77,920
2023	$984.00 Homeowner's exemption	$27,680 Land $5,690 Building $21,990
2022			$79,080 Land $16,250 Building $62,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Portz Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 Portz Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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