Madison County property record for 446 Pine Grove Rd, Madison, AL 35757 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,540 sqft · built 1990 |
| Lot Size | 0.471 acres (20,517 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $564 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-005-005.000 |
| Primary APN | 15-03-08-0-005-005.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Mixed |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,517 sqft (0.471 acres) |
| Lot Dimensions | 228 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 186279 |
|---|---|
| Street Address | 446 PINE GROVE RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 2 EMERALD MEADOWS 4TH PH |
| Legal Subdivision | EMERALD MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10629 |
Source: Madison County records · APN 15-03-08-0-005-005.000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 PINE GROVE RD, MADISON, AL 35757-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Feb 08, 2018 | Deed of Trust, Mortgage · Line of Credit CB&S BK |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 1998 |
| Deed Sale | Nov 02, 1998 |
| Deed Document Number | 0000932821 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 446 PINE GROVE RD, MADISON, AL 35757-8028 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100069315 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-00069315 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 446 PINE GROVE RD, MADISON, AL 35757-8028 |
| Document Number | 0000010588 |
| Instrument Date | Feb 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 446 PINE GROVE RD MADISON AL 357578028, MADISON, AL 35757-8028 |
| Document Number | 0000010588 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 10588 |
| Name | CB&S BK |
|---|---|
| Type | Bank |
| Address | RUSSELLVILLE, AL 35653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 21, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 446 PINE GROVE RD, MADISON, AL 35757-8028 |
| Document Number | 0000372660 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | REDSTONE TITLE SERVICES LLC, REDSTONE TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000372660 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 372660 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $564.00 (+7.63%) Homeowner's exemption | $16,860 (+6.98%) Land $1,040 Building $15,820 | $168,500 (+6.98%) Land $10,300 Building $158,200 |
| 2023 | $524.00 (+13.42%) Homeowner's exemption | $15,760 (+12.09%) Land $1,040 Building $14,720 | $157,500 (+12.18%) Land $10,300 Building $147,200 |
| 2022 | $462.00 Homeowner's exemption | $14,060 Land $1,040 Building $13,020 | $140,400 Land $10,300 Building $130,100 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890106291, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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