446 Persimmon Ln, Salisbury, NC 28146 Property Records

Rowan County property record for 446 Persimmon Ln, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,352 sqft · built 2003
Lot Size	8.83 acres (384,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Dec 2003)
Tax Bill	$3,158 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`410 120`

Property Details

APN / Parcel Number

Primary APN	`410 120`
Alternative APN	`6244518`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	384,635 sqft (8.83 acres)
Garage Type	Detached
Garage Area	2,400 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	144 sqft
Deck Area	266 sqft
Lean-To	Lean-To
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	446 PERSIMMON LN
City	SALISBURY
State	NC
Zip	28146-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR2&3 8.83AC
Legal Subdivision	ZORDA TUCKER
Legal Tract	2-3
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	1
Census Block	1028
Census Tract	51102

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 16, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Deed Book / Page	996 / 32
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jul 13, 2026
Property Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307
Document Number	1486000953
Book / Page	1486 / 953
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307

Mortgage

Document Number	1486000953,
Date	Jul 13, 2026
Book Page	1486/953

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013910929
Date	Dec 28, 2021
Book Page	1391/929

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013750544
Date	May 21, 2021
Book Page	1375/544

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	446 PERSIMMON LN, SALISBURY, NC 28146-2307
Document Number	0013030050
Book / Page	001303 / 000050
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	446 PERSIMMON LN SALISBURY NC 281462307, SALISBURY, NC 28146-2307

Mortgage

Document Number	0013030050
Date	Jan 22, 2018
Book Page	001303/000050

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2033

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,158.00	$471,443 (-) Land $101,550 Building $369,893	$471,443 (-) Land $101,550 Building $369,893
2025	$3,158.00	$471,443 (-) Land $101,550 Building $369,893
2023	$3,158.00	$471,443 Land $101,550 Building $369,893	$471,443 Land $101,550 Building $369,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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