Ocean County and Lacey Township property record for 446 Penn Ave N, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,099 sqft · built 1984 |
| Lot Size | 0.798 acres (34,737 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $634,000 (Aug 2021) |
| Tax Bill | $12,075 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01631-02-00020 |
| Primary APN | 13-01631-02-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,099 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 34,737 sqft (0.798 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 190580 |
|---|---|
| Street Address | 446 PENN AVE N |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | IRR |
| Legal Subdivision | CRANBERRY HILL SEC SIX |
| Legal Block | 1631 |
| Legal Lot Number | 20 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 PENN AVE N, FORKED RIVER, NJ 08731-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Aug 25, 2021 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Dec 17, 1998 · Amount on Record |
| Deed Document Number | 2021124391 |
| Deed Book / Page | 18646 / 1962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 19, 2022 |
| Property Address | 446 PENN AVE N, FORKED RIVER, NJ 08731-1602 |
| Document Number | 0192540505 |
| Book / Page | 19254 / 505 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022128744 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 PRINCETON RD, LANOKA HARBOR, NJ 08734-1523 |
| Name | Verified Name |
|---|---|
| Address | 446 PENN AVE N, FORKED RIVER, NJ 08731-1602 |
| Document Number | 2022128745 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022128745 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 25, 2021 |
| Property Address | 446 PENN AVE N, FORKED RIVER, NJ 08731-1602 |
| Document Number | 0186461962 |
| Book / Page | 18646 / 1962 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021124391 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,545.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47 FAIRWAY RD, ROTONDA WEST, FL 33947-2017 |
| Name | Verified Name |
|---|---|
| Address | 446 PENN AVE N, FORKED RIVER, NJ 08731-1602 |
| Document Number | 2021124392 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021124392 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,500 (-) Land $136,500 Building $305,000 | $441,500 (-) Land $136,500 Building $305,000 | |
| 2025 | $12,075.00 (+7.94%) | $441,500 (-) Land $136,500 Building $305,000 | $441,500 (-) Land $136,500 Building $305,000 |
| 2024 | $11,187.00 (+16.11%) | ||
| 2023 | $441,500 Land $136,500 Building $305,000 | $441,500 Land $136,500 Building $305,000 | |
| 2022 | $9,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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