446 Payne Rd, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 446 Payne Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,808 sqft · built 1965
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$93,385 (Jun 2025)
Tax Bill	$6,193 (2026)
Deeds & Mortgages	Jun 2025 Sale
APN	`034689 140.12-1-45`

Property Details

APN / Parcel Number

Primary APN	`034689 140.12-1-45`
Alternative APNs	`468914001200010450000000` `46000529200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	1,094 sqft
Finished Basement	1,094 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000529200
Street Address	446 PAYNE RD
City	ENDICOTT
State	NY
Zip	13760-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G1 0030G4000D0340000000
Legal Subdivision	SUBDIVISION #1 NANTICOKE VALLEY
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1008
Census Tract	13303

Owner

446 Payne Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2641 ALEXANDER ST, ENDICOTT, NY 13760-7212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Deed Document Number	202517232
Deed Book / Page	2795 / 362
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	0000017232
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Jun 16, 2025
Property Address	446 PAYNE RD, ENDICOTT, NY 13760-1349
Document Number	002795/362
Book / Page	2795 / 362
Instrument Date	Jun 13, 2025
Instrument	202500017232
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 PAYNE RD, ENDICOTT, NY 13760-1349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 ALEXANDER ST, ENDICOTT, NY 13760-7212

Tax Assessment & Valuation

The 2026 property tax bill for 446 Payne Rd was $6,193 with exemptions applied, up 7.3% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,193.00 (+7.26%) Homeowner's exemption Senior Citizen's exemption
2025	$5,774.00 (+6.65%) Homeowner's exemption Senior Citizen's exemption	$5,500 Land $450 Building $5,050	$197,800 Land $16,184 Building $181,616
2024	$5,414.00
2023		$5,500 Land $450 Building $5,050	$158,960 Land $13,006 Building $145,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 446 Payne Rd; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Payne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20