Bergen County and Hackensack City property record for 446 Passaic St, Apt 4H, Hackensack, NJ 07601
| Property Type | Single Family Home |
|---|---|
| Details | 690 sqft · built 1986 |
| Lot Size | 0.022 acres (950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jan 2024) |
| Tax Bill | $5,674 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00452-0000-00024-0000-C004H |
| Primary APN | 23-00452-0000-00024-0000-C004H |
|---|---|
| Alternative APNs |
|
| Units | 38 Units |
|---|---|
| Stories | 6 Stories |
| Building Area | 690 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 950 sqft (0.022 acres) |
| Account Number | 9204 |
|---|---|
| Street Address | 446 PASSAIC ST, 4H |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .02188 |
| Legal Subdivision | AVALON CONDO |
| Legal Block | 452 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | HACKENSACK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 23301 |
Source: Bergen County and Hackensack City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 PASSAIC ST, 4H, HACKENSACK, NJ 07601-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Aug 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2023 · Amount on Record |
| Deed Document Number | 20242647 |
| Deed Book / Page | 5158 / 1415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 12, 2024 |
| Property Address | 446 PASSAIC ST APT 4H, 4H, HACKENSACK, NJ 07601-1560 |
| Document Number | 0051581415 |
| Book / Page | 5158 / 1415 |
| Instrument Date | Dec 24, 2023 |
| Instrument | 2024002647 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,754.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 PASSAIC ST APT 4H, 4H, HACKENSACK, NJ 07601-1560 |
| Document Number | 0051581420 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 5158/1420 |
| Instrument | 2024002648 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 446 PASSAIC ST APT 4H, 4H, HACKENSACK, NJ 07601-1560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 STUYVESANT OVAL, NEW YORK, NY 10009-2202 |
| Document Number | 0050691452 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 5069/1452 |
| Instrument | 2023056591 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2024 |
Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,800 (-) Land $90,500 Building $86,300 | $176,800 (-) Land $90,500 Building $86,300 | |
| 2025 | $5,674.00 (+5.02%) | $176,800 (-) Land $90,500 Building $86,300 | $176,800 (-) Land $90,500 Building $86,300 |
| 2024 | $5,403.00 (+9.82%) | ||
| 2023 | $176,800 (+0.68%) Land $90,500 Building $86,300 | $176,800 (+0.68%) Land $90,500 Building $86,300 | |
| 2022 | $4,920.00 (-0.67%) | $175,600 Land $89,300 Building $86,300 | $175,600 Land $89,300 Building $86,300 |
| 2021 | $4,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 28 (1978–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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