Charlotte County property record for 446 Panarea Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,508 sqft · built 1996 |
| Lot Size | 0.225 acres (9,803 sqft) |
| Owner | Owner Name on File |
| Last Sale | $320,000 (Mar 2012) |
| Tax Bill | $6,295 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-29-104-021 |
| Primary APN | 41-23-29-104-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,198 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Ceramic Tile |
| Lot Area | 9,803 sqft (0.225 acres) |
| Garage Type | Finished |
| Garage Area | 424 sqft |
| Driveway | Driveway |
| Driveway Area | 944 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 30 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 266 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004711241 |
|---|---|
| Old Parcel Number | 00952601693103 |
| Street Address | 446 PANAREA DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 015 0277 0021 PUNTA GORDA ISLES SEC15 BLK277 LT21 709/1326 977-1291 1053-633 1370/680 3639/1714 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 277 |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 446 PANAREA DR, PUNTA GORDA, FL 33950-8035 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2012 · Amount on File |
| Deed Sale | Mar 15, 2012 · Amount on File |
| Prior Sale | Oct 25, 1994 · Amount on File |
| Deed Document Number | 2081046 |
| Deed Book / Page | 3639 / 1714 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,295.00 (-10.14%) Homeowner's exemption | $419,789 (+6.97%) | $661,286 (+3.31%) Land $315,000 Building $346,286 |
| 2023 | $7,005.00 (+4.23%) Homeowner's exemption | $392,443 (+3%) | $640,069 (+3.8%) Land $305,000 Building $335,069 |
| 2022 | $6,721.00 Homeowner's exemption | $381,013 | $616,655 Land $236,300 Building $380,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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