446 Palace Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 446 Palace Ave, Elsmere, KY 41018 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1938
Square Footage	1,650 sqft Finished Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Tax Bill	$2,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004-30-21-081.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	125 ft x 100 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	446 PALACE AVE
City	ELSMERE
State	KY
Zip	41018-2135
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 354 THRU 357
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	354-3
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2000
Census Tract	65600

Owner

Source: Kenton County records · APN 004-30-21-081.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 PALACE AVE, ELSMERE, KY 41018-2135
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2010
Deed Sale	Aug 03, 2010
Prior Sale	Apr 15, 2010 · Amount on Record
Deed Doc Number	201008 03 059 00040
Deed Book / Page	4347 / 142
Last Transfer Date	Dec 10, 2021
Transfer Doc	0005900227
Record Refreshed	Jun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2022
Property Address	446 PALACE AVE, ELSMERE, KY 41018-2135
Document Number	0005900227
Book / Page	184 / 843
Map Reference	PL 294
Instrument Date	Dec 10, 2021
Instrument	22081805900227
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 PALACE AVEVE, 446, ELSMERE, KY 41018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	446 PALACE AVE, ELSMERE, KY 41018-2135

Mortgage

Document Number	0005900228
Date	Aug 18, 2022
Instrument	22081805900228

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (+37.93%)	$175,000 (-) Land $35,000 Building $140,000	$175,000 (-) Land $35,000 Building $140,000
2023	$1,927.00 Homeowner's exemption	$175,000 Land $35,000 Building $140,000	$175,000 Land $35,000 Building $140,000