446 Pacific Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 446 Pacific Commons Dr, Surfside Beach, SC 29575 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$242 (Nov 2020)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-06-04-0141`

Property Details

APN / Parcel Number

Primary APN	`459-06-04-0141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	446 PACIFIC COMMONS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RETREAT @ OCEAN COMMONS PH 4; LOT 140
Legal Subdivision	RETREAT @ OCEAN COMMONS PH 4
Legal Lot Number	140
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2005
Census Tract	51403

Owner

Source: Horry County records · APN 459-06-04-0141

Assessment roll updated February 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	446 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Deed Book / Page	4360 / 632
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 09, 2020
Property Address	446 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5535
Document Number	4360/0632
Book / Page	004360 / 000632
Instrument Date	Oct 23, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PACIFIC COMMONS DR SURFSIDE BEACH SC 295755535, SURFSIDE BEACH, SC 29575-5535

Mortgage

Document Number	6290/2091
Date	Nov 09, 2020
Book Page	006290/002091

Lender

Name	HOMESIDE FIN'L

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2050

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated February 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00
2024	$1,105.00 (+6.97%)	$22,300 (+133.75%) Land $7,503 Building $14,797	$371,670 (+55.88%) Land $125,049 Building $246,621
2023	$1,033.00 (-67.03%)	$9,540 (-33.31%) Land $1,840 Building $7,700	$238,440 (-) Land $46,040 Building $192,400
2021	$3,133.00	$14,306 Land $2,762 Building $11,544	$238,440 Land $46,040 Building $192,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 units insured 37 under condo master policies
Nearby Flood Claims	21 (1996–2026)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Jul 2026, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 1% of South Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.