Hays County property record for 446 Oyster Crk, Buda, TX 78610
| Property Type | Single Family Home |
|---|---|
| Details | 2,749 sqft · built 2011 |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,481 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R135316 |
| Primary APN | R135316 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,749 sqft Living Area |
| Upper Floors Area | 925 sqft |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 446 OYSTER CRK |
|---|---|
| City | BUDA |
| State | TX |
| Zip | 78610-5176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM GROVE SECTION TWO, BLOCK J, LOT 10 TAX CODES:GHA,RSP,SHA,ACCD |
| Legal Subdivision | ELM GROVE SECTION TWO |
| Legal Block | J |
| Legal Lot Number | 10 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10915 |
446 Oyster Crk is owned and occupied by two individuals who acquired it in August 2017.
Source: Hays County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 OYSTER CRK, BUDA, TX 78610-5176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage SUPREME LNDG |
| Aug 15, 2017 | Warranty Deed, Transfer SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 |
| Deed Sale | Aug 15, 2017 |
| Prior Sale | Dec 5, 2011 |
| Deed Document Number | 17028548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 446 OYSTER CRK, BUDA, TX 78610-5176 |
| Document Number | 0000051671 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 446 OYSTER CRK BUDA TX 786105176, BUDA, TX 78610-5176 |
| Document Number | 0000051671 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 51671 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Aug 15, 2017 |
| Property Address | 446 OYSTER CRK, BUDA, TX 78610-5176 |
| Document Number | 0000028548 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 28548 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 OYSTER CREEK DR BUDA TX 78610, BUDA, TX 78610 |
| Document Number | 28549 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 28549 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Buda City |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468,656 Land $116,820 Building $351,836 | $468,656 Land $116,820 Building $351,836 | |
| 2024 | $9,481.00 | ||
| 2023 | $459,340 Land $118,240 Building $435,294 | $553,534 Land $118,240 Building $435,294 | |
| 2022 | $8,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Oyster Crk in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Oyster Crk is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUDA serves 13,830 people · EPA ID TX1050012 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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