446 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 446 Otsego St, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1975
Square Footage720 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
Last Sale$79,800 (2023)
Tax Bill$1,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-68.1
Alternative APNs
  • 280111906000010681000000
  • 196687

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area720 sqft Living Area
1st Floor720 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch Style
Foundation TypeNo Foundation Foundation
Lot Area5,227 sqft (0.12 acres)
Depth X Width100 ft x 53 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area60 sqft Shed
Porch1 Porch
Porch Area130 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number196687
Street Address446 OTSEGO ST
CityILION
StateNY
Zip13357-2531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description446 OTSEGO ST MOD-H LIFE USE E KRYC
Legal Block1
Legal Lot Number68.100
JurisdictionHERKIMER NY
Minor Civil DivisionGERMAN FLATTS
Census Blockgroup5
Census Block5017
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.60-1-68.1

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address33 MONTICELLO ST, RICHFIELD SPRINGS, NY 13439-4703
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Apr 12, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleApr 12, 2021 · Amount on Record
Deed Doc Number2023RP2023-3132
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateJul 18, 2023
Property Address446 OTSEGO ST, ILION, NY 13357-2531
Document NumberRP20233132
Instrument DateJul 17, 2023
InstrumentRP2023-3132
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 MONTICELLO ST, RICHFIELD SPRINGS, NY 13439-4703

Mortgage

Document NumberRP20233133
DateJul 18, 2023
InstrumentRP2023-3133
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateApr 12, 2021
Property Address446 OTSEGO ST, ILION, NY 13357-2531
Document Number0020211897
Instrument DateApr 06, 2021
Instrument2021-1897
Transaction TypeTransfer
Record UpdatedMar 21, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 W MAIN ST, FRANKFORT, NY 13340-1010

Mortgage

Document Number0020211898
DateApr 12, 2021
Instrument2021-1898
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,845.00 (+128.34%)$28,200 (-) Land $7,400 Building $20,800$52,809 (+3%) Land $13,858 Building $38,951
2023$808.00 (-76%)$28,200 (-) Land $7,400 Building $20,800$51,273 (+16.36%) Land $13,455 Building $37,818
2022$28,200 Land $7,400 Building $20,800$44,063 Land $11,563 Building $32,500
2020$3,367.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
20th percentile nationally · 55th in New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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