New Shoreham Town property record for 446 Ocean Ave, Block Island, RI 02807
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 6 bd · 6 ba · 2,902 sqft · built 1906 |
| Lot Size | 0.272 acres (11,840 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,866 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | BLOC M:06 L:026 |
| Primary APN | BLOC M:06 L:026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Units | 7 Units |
| Stories | 3 Stories |
| Building Area | 2,902 sqft Total Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 846 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,840 sqft (0.272 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 164155 |
|---|---|
| Street Address | 446 OCEAN AVE |
| City | BLOCK ISLAND |
| State | RI |
| Zip | 02807 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | SC |
| Legal Lot Number | 26 |
| Jurisdiction | BLOCK ISLAND RI |
| Township / Civil Division | NEW SHOREHAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 41500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Harbor Historic District listed 1974 · 42 contributing resources · NRIS 74000012 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
446 Ocean Ave, a commercial property, is held in a trust.
Source: New Shoreham Town records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 1078, BLOCK ISLAND, RI 02807-1078 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 Ocean Ave was $3,866, down 5.1% from the year before.
Source: New Shoreham Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | New Shoreham Town |
| Unified School District | New Shoreham School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,866.00 (-5.08%) | $909,600 (+28.62%) Land $450,800 Building $458,800 |
| 2025 | $4,073.00 | $707,200 Land $282,300 Building $424,900 |
| 2023 | $4,355.00 (+1.26%) | $723,500 (+19.11%) Land $282,300 Building $441,200 |
| 2022 | $4,301.00 | $607,440 Land $250,880 Building $356,560 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 446 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 units insured incl. 10 condo units |
| Nearby Flood Claims | 9 (1978–2012) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Ocean Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOCK ISLAND WATER COMPANY serves 9,999 people · EPA ID RI1858430 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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