446 Oak Rd, Valparaiso, NE 68065 Property Records

Saunders County property record for 446 Oak Rd, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,728 sqft · built 2023
Lot Size	3.68 acres (160,301 sqft)
Owner	Individual Name on Record
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2987-27-4-00000-000-5005`

Property Details

APN / Parcel Number

Primary APN	`2987-27-4-00000-000-5005`
Alternative APN	`000055005`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Finished Basement	1,584 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	160,301 sqft (3.68 acres)
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	446 OAK RD
City	VALPARAISO
State	NE
Zip	68065-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	PT SW SE 27-13-5 (3.68 ACRES); MAP NUMBER: 2987-27-4-00000-000-5005
Legal Range	05
Legal Township	13
Legal Section	27
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3238
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 OAK RD, VALPARAISO, NE 68065-8630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 5, 2023	Correction Deed
Apr 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage JONES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	446 OAK RD, VALPARAISO, NE 68065-8630
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 OAK RD, VALPARAISO, NE 68065-8630

Mortgage

Document Number	0006100603
Date	Aug 23, 2024
Book Page	610/603
Instrument	2024-08-269

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 5, 2023
Property Address	446 OAK RD, VALPARAISO, NE 68065-8630
Document Number	0006010346
Book / Page	601 / 346
Instrument Date	Dec 5, 2023
Instrument	2023-12-046
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAUNDERS NE
Recording Date	Apr 13, 2023
Property Address	446 OAK RD, VALPARAISO, NE 68065-8630
Document Number	0005930797
Book / Page	593 / 797
Instrument Date	Apr 11, 2023
Instrument	2023-04-179
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202304173
Date	Apr 13, 2023
Instrument	2023-04-173

Lender

Name	JONES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,989.00 (+30.91%)	$532,630 (+73.56%) Land $44,080 Building $488,550	$532,630 (+73.56%) Land $44,080 Building $488,550
2024	$3,811.00	$306,879 Land $44,080 Building $262,799	$306,879 Land $44,080 Building $262,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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