446 Oak Grove Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 446 Oak Grove Rd, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,779 sqft · built 2006
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2017)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9587413048`

Property Details

APN / Parcel Number

Primary APN	`9587413048`
Alternative APN	`1003253`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,779 sqft Heated Area
1st Floor Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	21,344 sqft (0.49 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	72 sqft
Patio Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1003253
Street Address	446 OAK GROVE RD
City	FLAT ROCK
State	NC
Zip	28731-9776
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	1003253~R1
Legal Description	CHRISTOPHERS CROSSIN LO5 PH1 PL2006-5855
Legal Subdivision	CHRISTOPHERS CROSSING
Legal Phase	1
Legal Block	41
Legal Lot Number	3048
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1008
Census Tract	931401

Owner

446 Oak Grove Rd, a residential property, is owned and occupied by an individual who bought it in November 2017.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	446 OAK GROVE RD, FLAT ROCK, NC 28731-9776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Prior Sale	Jan 16, 2007 · Amount on File
Deed Document Number	2017874648
Deed Book / Page	3135 / 425
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 30, 2017
Property Address	446 OAK GROVE RD, FLAT ROCK, NC 28731-9776
Document Number	0031350425
Book / Page	003135 / 000425
Instrument Date	Nov 30, 2017
Instrument	874648
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 OAK GROVE RD FLAT ROCK NC 287319776, FLAT ROCK, NC 28731-9776

Tax Assessment & Valuation

The 2025 property tax bill for 446 Oak Grove Rd was $1,841.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,200 Land $35,000 Building $293,200
2025	$1,841.00
2023		$328,200 Land $35,000 Building $293,200	$328,200 Land $35,000 Building $293,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Oak Grove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Oak Grove Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20