446 Northside Dr S, Jacksonville, FL 32218 Property Records

Duval County property record for 446 Northside Dr S, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,361 sqft · built 2019
Lot Size	0.184 acres (8,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,965 (Aug 2019)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108235-2350`

Property Details

APN / Parcel Number

Primary APN	`108235-2350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	2,361 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,013 sqft (0.184 acres)
Garage Type	Attached
Garage Area	580 sqft
Porch	Finished/Open Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	446 NORTHSIDE DR S
City	JACKSONVILLE
State	FL
Zip	32218-0301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	71-38 40-1N-27E PINE LAKES UNIT FOUR PHASE TWO LOT 190
Legal Range	27E
Legal Township	01N
Legal Section	40
Legal Subdivision	PINELAKES UNIT FOUR PHASE TWO
Legal Phase	2
Legal Lot Number	190
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2012
Census Tract	10101

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 NORTHSIDE DR S, JACKSONVILLE, FL 32218-0301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC
Aug 5, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	2019181589
Deed Book / Page	18888 / 772
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	446 NORTHSIDE DR S, JACKSONVILLE, FL 32218-0301
Document Number	0193512073
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 NORTHSIDE DR S JACKSONVILLE FL 322180301, JACKSONVILLE, FL 32218-0301

Mortgage

Document Number	0193512073
Date	Sep 1, 2020
Book Page	019351/002073
Instrument	191204

Lender

Name	ARCUS LENDING INC ARCUS LENDING INC
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 5, 2019
Property Address	446 NORTHSIDE DR S, JACKSONVILLE, FL 32218-0301
Document Number	0188880772
Book / Page	18888 / 0772
Map Reference	MB 71 PG 38-43
Instrument Date	Jul 31, 2019
Instrument	2019181589
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, JACKSONVILLE, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NORTHSIDE DR S, JACKSONVILLE, FL 32218-0301

Mortgage

Document Number	0188880773
Date	Aug 5, 2019
Instrument	18888/0773

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,614 (+2.7%)	$339,423 (-2.24%) Land $80,000 Building $259,423
2025	$4,630.00 (+6.41%) Homeowner's exemption Veteran's exemption	$285,895 (+5.99%)	$347,183 (-4.14%) Land $70,000 Building $277,183
2024	$4,351.00 (+2.91%)
2023	$4,228.00 (+9.19%) Homeowner's exemption Veteran's exemption	$269,746 (+3%)	$362,169 (+7.06%) Land $70,000 Building $292,169
2022	$3,872.00 Homeowner's exemption Veteran's exemption	$261,890	$338,287 Land $60,000 Building $278,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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