446 North St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 446 North St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,413 sqft · built 1890
Lot Size	0.918 acres (40,000 sqft)
Owner	Trust Name on Record
Last Sale	$625,000 (Oct 2015)
Tax Bill	$16,439 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00017 B:00000 L:00052`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00017 B:00000 L:00052`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	5,413 sqft Living Area
Gross Area	7,593 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	446 NORTH ST
City	GEORGETOWN
State	MA
Zip	01833-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	52
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1003
Census Tract	265102

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	446 NORTH ST, GEORGETOWN, MA 01833-1217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Dec 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	2015386
Deed Book / Page	34485 / 306
Last Transfer Date	Dec 4, 2020
Transfer Doc	39266-218
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Recording Date	Jul 10, 2026
Property Address	446 NORTH ST, GEORGETOWN, MA 01833-1217
Document Number	0000001160
Book / Page	43498 / 465
Instrument Date	Jun 30, 2026
Instrument	20261160
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001160,
Date	Jul 10, 2026
Book Page	43498/465
Instrument	20261160

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	446 NORTH ST, GEORGETOWN, MA 01833-1217
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39281-595
Date	Dec 11, 2020
Book Page	39281/595
Instrument	20201211001080

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 7, 2020
Property Address	446 NORTH ST, GEORGETOWN, MA 01833-1217
Document Number	39266-218
Book / Page	039266 / 000218
Instrument Date	Dec 4, 2020
Instrument	7006510
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NORTH ST GEORGETOWN MA 018331217, GEORGETOWN, MA 01833-1217

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,439.00 (+24.42%)	$1,194,700 (-) Land $279,600 Building $915,100	$1,339,740 (+22.48%)
2025	$13,213.00 (+6.24%)	$1,194,700 (+20.55%) Land $279,600 Building $915,100	$1,093,830
2024	$12,437.00 (-2.29%)	$991,000 (+1.06%) Land $192,800 Building $798,200
2023	$12,728.00	$980,600 Land $192,800 Building $787,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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