Tate County property record for 446 North St, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,938 sqft · built 1942 |
| Owner | Company Name on File |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P03 0000800 |
| Primary APN | 039P03 0000800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,938 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1942 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Street Address | 446 NORTH ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 PART 3 1941 EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Lot Number | 9 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950301 |
446 North St, a single family home, is owned by a company.
Source: Tate County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1050, COLDWATER, MS 38618-1050 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 446 NORTH ST, COLDWATER, MS 38618-3810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/19439 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 2021/19439 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2026 |
The 2025 property tax bill for 446 North St was $1,852.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 | $11,901 Land $2,085 Building $9,816 | $79,343 Land $13,900 Building $65,443 |
| 2023 | $1,528.00 | $9,290 Land $2,085 Building $7,205 | $61,935 Land $13,900 Building $48,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 North St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 North St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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