446 North St, Chardon, OH 44024 Property Records

Geauga County property record for 446 North St, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1961
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$181,900 (Sep 2018)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-037900`

Property Details

APN / Parcel Number

Primary APN	`10-037900`
Alternative APN	`004996-9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	28,314 sqft (0.65 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	352 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	004996-9
Street Address	446 NORTH ST
City	CHARDON
State	OH
Zip	44024-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 132
Legal Tract	3
Legal Lot Number	132
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4005
Census Tract	312201

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 NORTH ST, CHARDON, OH 44024-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Jun 10, 1999 · Amount on Record
Deed Document Number	2018940376
Deed Book / Page	2058 / 2147
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0019970592
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Sep 6, 2018
Property Address	446 NORTH ST, CHARDON, OH 44024-1036
Document Number	0020582147
Book / Page	2058 / 2147
Instrument Date	Sep 6, 2018
Instrument	201800940376
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	REVERSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NORTH ST, CHARDON, OH 44024-1036

Mortgage

Document Number	201800940377
Date	Sep 6, 2018
Instrument	201800940377

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (-0.13%)	$74,590 (-) Land $23,560 Building $51,030
2024	$3,888.00 (+9.64%) Homeowner's exemption	$74,590 (-) Land $23,560 Building $51,030
2023	$3,546.00 (+3.47%) Homeowner's exemption	$74,590 (+25.13%) Land $23,560 Building $51,030	$213,100 (+25.13%) Land $67,300 Building $145,800
2022		$59,610 Land $19,640 Building $39,970
2021	$3,427.00
2020			$170,300 Land $56,100 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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