Palm Beach County property record for 446 NE Wavecrest Way, Boca Raton, FL 33432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,860 sqft · built 2020 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,210,000 (Dec 2022) |
| Tax Bill | $31,605 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-43-47-20-11-001-0381 |
| Primary APN | 06-43-47-20-11-001-0381 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 1,092 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 446 NE WAVECREST WAY |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33432-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | BOCA RATON RIVIERA UNIT D N 37.50 FT OF LT 38 BLK 1 |
| Legal Range | 43E |
| Legal Township | 47S |
| Legal Section | 20 |
| Legal Subdivision | BOCA RATON |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Legal Unit | D |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7421 |
446 NE Wavecrest Way is owned and occupied by two individuals who acquired it in May 2026.
Source: Palm Beach County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Special Warranty Deed, Transfer ALLIANT TITLE AND ESCROW, ALLIANT TITLE & ESCROW |
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Sep 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage CIBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Deed Document Number | 2022491958 |
| Deed Book / Page | 34014 / 367 |
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0365191834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 15, 2026 |
| Property Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Number | 0365191834 |
| Book / Page | 36519 / 1834 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026175715 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | ALLIANT TITLE AND ESCROW, ALLIANT TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 14, 2022 |
| Property Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Number | 0340140367 |
| Book / Page | 34014 / 367 |
| Map Reference | MB 20 PG 63 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 20220491958 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89329 PINEHURST RD, GEARHART, OR 97138-7306 |
| Name | Verified Name |
|---|---|
| Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Number | 0034014369 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 34014/369 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Sep 17, 2020 |
| Property Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Number | 0317560597 |
| Book / Page | 31756 / 597 |
| Map Reference | MB 20 PG 63 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 20200348170 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PREFERRED TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9825 MARINA BLVD STE 100, 9825, BOCA RATON, FL 33428-6628 |
| Name | Verified Name |
|---|---|
| Address | 446 NE WAVECREST WAY, BOCA RATON, FL 33432-4224 |
| Document Number | 0031756599 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 31756/599 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
The 2025 property tax bill for 446 NE Wavecrest Way was $31,605.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,605.00 | $1,884,142 | $2,046,652 Land $474,034 Building $1,572,618 |
| 2023 | $30,066.00 (+37.16%) Homeowner's exemption | $1,777,711 (+39.48%) Land $479,689 Building $1,298,022 | $1,777,711 (+18.1%) Land $479,689 Building $1,298,022 |
| 2022 | $21,920.00 Homeowner's exemption | $1,274,506 | $1,505,198 Land $724,140 Building $781,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 NE Wavecrest Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 153 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 593 condo units |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 446 NE Wavecrest Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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