446 Napa St, Tulare, CA 93274 Property Records

Tulare County property record for 446 Napa St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 1992
Lot Size	0.134 acres (5,855 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2018)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-190-013-000`

Property Details

APN / Parcel Number

Primary APN	`168-190-013-000`
Alternative APNs	`168-190-013` `16819013000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	5,855 sqft (0.134 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	168-190-013
Street Address	446 NAPA ST
City	TULARE
State	CA
Zip	93274-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MONTEREY WEST UNIT NO 2 RM 35-36 LOT 1
Legal Subdivision	MONTEREY WEST
Legal Lot Number	1
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	1
Census Block	1008
Census Tract	3002

Owner

446 Napa St is owned and occupied by an individual who bought it in March 2018.

Source: Tulare County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	446 NAPA ST, TULARE, CA 93274-4858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY OAK CU
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2018	Grant Deed, Transfer · Conventional with PMI CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Oct 17, 2012 · Amount on File
Deed Document Number	201814946
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0000054341
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	446 NAPA ST, TULARE, CA 93274-4858
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NAPA ST, TULARE, CA 93274-4858

Mortgage

Document Number	0000052291
Date	Oct 30, 2023
Instrument	2023-0052291

Lender

Name	VALLEY OAK CU
Type	Credit Union
Address	TULARE, CA 93274

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	446 NAPA ST, TULARE, CA 93274-4858
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 NAPA ST, TULARE, CA 93274-4858

Mortgage

Document Number	0000081159
Date	Nov 3, 2021
Instrument	2021-0081159

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 23, 2018
Property Address	446 NAPA ST, TULARE, CA 93274-4858
Document Number	0000014946
Instrument Date	Mar 22, 2018
Instrument	14946
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 NAPA ST TULARE CA 932744858, TULARE, CA 93274-4858

Mortgage

Document Number	14947
Date	Mar 23, 2018
Instrument	14947

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 446 Napa St was $1,905 with a homeowner's exemption.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$185,109 (+2%) Land $58,027 Building $127,082
2025	$1,905.00 Homeowner's exemption	$181,481 Land $56,890 Building $124,591
2023	$1,847.00 (+3.07%) Homeowner's exemption	$174,436 Land $54,682 Building $119,754
2022	$1,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 446 Napa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Napa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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