446 N True St, Griffith, IN 46319 Property Records

Lake County property record for 446 N True St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 1981
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2021)
Tax Bill	$3,311 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0400-0031`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0400-0031`
Alternative APNs	`45-07-34-402-023.000-006` `152604000031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Basement Area	625 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0400-0031
Old Parcel Number	152604000031
Street Address	446 N TRUE ST
City	GRIFFITH
State	IN
Zip	46319-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD ESTATES 3RD ADD LOT 87
Legal Subdivision	SOUTHWOOD ESTATES 3RD ADD
Legal Lot Number	87
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1011
Census Tract	40900

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 N TRUE ST, GRIFFITH, IN 46319-2676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2021-512047
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	446 N TRUE ST, GRIFFITH, IN 46319-2676
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059162
Date	Aug 30, 2019
Instrument	2019 059162

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 7, 2021
Property Address	446 N TRUE ST, GRIFFITH, IN 46319-2676
Document Number	0000012047
Map Reference	MB 52 PG 23
Instrument Date	Jun 3, 2021
Instrument	2021-512047
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N TRUE ST, GRIFFITH, IN 46319-2676

Mortgage

Document Number	0000012048
Date	Jun 7, 2021
Instrument	2021-512048

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,500 (+14.18%) Land $40,200 Building $280,300	$320,500 (+14.18%) Land $40,200 Building $280,300
2024	$3,311.00 (+9.71%)
2023		$280,700 (+8.76%) Land $40,200 Building $240,500	$280,700 (+8.76%) Land $40,200 Building $240,500
2022	$3,018.00 Homeowner's exemption	$258,100 Land $40,200 Building $217,900	$258,100 Land $40,200 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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