446 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 446 N State St, Concord, NH 03301

Property Summary

Property TypeTriplex
Details6 bd · 4 ba · 3,534 sqft · built 1900
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Last Sale$281,000 (Mar 2019)
Tax Bill$12,261 (2025)
Deeds & MortgagesMar 2019 Sale
Dec 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNM:393-Z B:48

Property Details

APN / Parcel Number

Primary APNM:393-Z B:48
Alternative APN
  • CNCD M:393Z B:48

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms15 Rooms
Units3 Units
Stories2 Stories
Building Area3,534 sqft Living Area
Gross Area7,083 sqft
1st Floor Area1,846 sqft
AtticAttic
Attic Area1,670 sqft
Basement Area1,688 sqft
Unfinished Basement1,688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address446 N STATE ST
CityCONCORD
StateNH
Zip03301-3206
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRN
Legal Block48
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1007
Census Tract32600

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 367, DEERFIELD, NH 03037-0367
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 3, 2018Warranty Deed, Construction Loan · Construction Mortgage
MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2019 · Amount on Record
Deed SaleMar 20, 2019 · Amount on Record
Prior SaleAug 27, 2014 · Amount on Record
Deed Document Number20194075
Deed Book / Page3625 / 1186
Transfer Doc0000020122
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateMar 20, 2019
Property Address446 N STATE ST, CONCORD, NH 03301-3245
Document Number0036251186
Book / Page003625 / 001186
Instrument DateMar 20, 2019
Instrument4075
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,215.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address444 N STATE ST CONCORD NH 033013253, CONCORD, NH 03301-3253

December 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateDec 3, 2018
Property Address446 N STATE ST, CONCORD, NH 03301-3245
Document Number0036161517
Book / Page003616 / 001517
Instrument DateNov 30, 2018
Instrument21784
Transaction TypeConstruction Loan
Record UpdatedDec 18, 2018
Title CompanyABSOLUTE TITLE

Transaction

AmountAmount Recorded
Tax$1,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6438 WARWICK AVE NAPLES FL 341138231, NAPLES, FL 34113-8231

Mortgage

Document Number36161520
DateDec 3, 2018
Book Page003616/001520
Instrument21785
Lender
NameMERRIMACK CNTY SVGS BK
TypeFederal Savings Bank
AddressCONCORD, NH 03301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,261.00 (+5.13%)$421,200 (-) Land $89,600 Building $331,600
2024$11,663.00 (+2.82%)$421,200 (-0.26%) Land $89,600 Building $331,600
2023$11,343.00 (+3.75%)$422,300 (-) Land $89,600 Building $332,700
2022$10,933.00$422,300 Land $89,600 Building $332,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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