Torrington City property record for 446 N Elm St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,327 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Dec 2010) |
| Tax Bill | $6,928 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage |
| APN | 11883 |
| Primary APN | 11883 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,327 sqft Living Area |
| Gross Area | 3,952 sqft |
| Basement Area | 847 sqft |
| Unfinished Basement | 847 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 11883 |
|---|---|
| Street Address | 446 N ELM ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4628 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | LB-R |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 310700 |
446 N Elm St, a duplex, is owned and occupied by an individual who bought it in December 2010.
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 N ELM ST, TORRINGTON, CT 06790-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on File |
| Deed Sale | Dec 22, 2010 · Amount on File |
| Deed Book / Page | 1102 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 446 N ELM ST, TORRINGTON, CT 06790-4628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001420-104 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 1420/104 |
| Instrument | 2024-495171 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Sep 1, 2041 |
The 2026 property tax bill for 446 N Elm St was $6,928, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,928.00 (-12.98%) | $207,060 (-) Land $20,370 Building $186,690 | $325,613 (+124.65%) |
| 2025 | $7,961.00 | $207,060 Land $20,370 Building $186,690 | $144,942 Land $14,259 Building $130,683 |
| 2024 | $7,961.00 (+99.17%) | ||
| 2023 | $3,997.00 (+1.73%) | $83,350 (-) Land $20,370 Building $62,980 | |
| 2022 | $3,929.00 | $83,350 Land $20,370 Building $62,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 446 N Elm St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 N Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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