446 N Broadway, Centralia, IL 62801 Property Records

Marion County property record for 446 N Broadway, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1922
Lot Size	0.511 acres (22,257 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 2021)
Tax Bill	$731 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1420001021`

Property Details

APN / Parcel Number

Primary APN	`1420001021`

Interior

Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	22,257 sqft (0.511 acres)

Location & Zoning

Street Address	446 N BROADWAY
City	CENTRALIA
State	IL
Zip	62801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. C.C. LOTS 14 - 16 EXC STRIP OFF E SIDE BLK 32
Legal Subdivision	VILLAGE OF CENTRAL CITY
Legal Block	32
Legal Lot Number	14
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2003
Census Tract	952700

Owner

Source: Marion County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 N BROADWAY, CENTRALIA, IL 62801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit KINMUNDY BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage KINMUNDY BANK
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage KINMUNDY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20211676
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Recording Date	Aug 6, 2026
Property Address	446 N BROADWAY, CENTRALIA, IL 62801
Document Number	0000003295
Instrument Date	Jul 27, 2026
Instrument	20263295
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	0000003295,
Date	Aug 6, 2026
Instrument	20263295

Lender

Name	KINMUNDY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	446 N BROADWAY, CENTRALIA, IL 62801
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05564
Date	Oct 29, 2021
Instrument	2021R05564

Lender

Name	KINMUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Apr 16, 2021
Property Address	446 N BROADWAY, CENTRALIA, IL 62801
Document Number	2021R01676
Instrument Date	Apr 16, 2021
Instrument	2021R01676
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LARIMER ABSTRACT AND TITLE, LARIMER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N BROADWAY, CENTRALIA, IL 62801

Mortgage

Document Number	2021R01677
Date	Apr 16, 2021
Instrument	2021R01677

Lender

Name	KINMUNDY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (+14.04%) Homeowner's exemption	$18,550 (+12.02%) Land $4,630 Building $13,920	$55,650 (+12.02%) Land $13,890 Building $41,760
2024	$641.00 (+3.55%)	$16,560 (+17.7%) Land $4,130 Building $12,430	$49,680 (+17.7%) Land $12,390 Building $37,290
2022	$619.00 Homeowner's exemption	$14,070 Land $3,510 Building $10,560	$42,210 Land $10,530 Building $31,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: ClearWave.

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