446 N 5th St, Creswell, OR 97426 Property Records

Lane County property record for 446 N 5th St, Creswell, OR 97426

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,272 sqft · built 1915
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Apr 2013)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03-14-22-01400-000`

Property Details

APN / Parcel Number

Primary APN	`19-03-14-22-01400-000`
Alternative APN	`0832756`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,272 sqft Finished Area
1st Floor Area	1,432 sqft
2nd Floor Area	840 sqft
Attic Area	840 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1953
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	406 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0832756
Street Address	446 N 5TH ST
City	CRESWELL
State	OR
Zip	97426-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-LOW DENSITY RES
Legal Description	SEC/TWN/RNG/MER:SEC 14 TWN 19 RNG 03
Legal Range	03W
Legal Township	19S
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Lot Number	1400
Jurisdiction	LANE OR
Township / Civil Division	CRESWELL
Census Block Group	3
Census Block	3018
Census Tract	1101

Owner

446 N 5th St is owned and occupied by an individual who acquired it in November 2015.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	446 N 5TH ST, CRESWELL, OR 97426-9640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2013 · Amount on File
Deed Sale	Apr 2, 2013 · Amount on File
Prior Sale	Apr 2, 2013 · Amount on File
Deed Document Number	0000017984
Last Transfer Date	Nov 20, 2015
Transfer Doc	0000057234
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	446 N 5TH ST, CRESWELL, OR 97426-9640
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 5TH ST, CRESWELL, OR 97426-9640

Mortgage

Document Number	0000003212
Date	Jan 30, 2026
Instrument	2026-003212

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	446 N 5TH ST, CRESWELL, OR 97426-9640
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025213
Date	Apr 12, 2021
Instrument	2021-025213

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 446 N 5th St was $2,659.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Creswell City
Unified School District	Creswell School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00	$181,896	$535,093 Land $113,651 Building $421,442
2023	$2,500.00 (+3.95%)	$171,456 (+3%)	$532,024 (+10.65%) Land $88,607 Building $443,417
2022	$2,405.00	$166,463	$480,825 Land $88,607 Building $392,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 N 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Nov 1996 · Flooding, Land, Mud Slides, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRESWELL serves 5,585 people · EPA ID OR4100246
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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