446 N 360 W, Clearfield, UT 84015 Property Records

Davis County property record for 446 N 360 W, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,052 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,515 (Jul 2025)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-236-0239`

Property Details

APN / Parcel Number

Primary APN	`14-236-0239`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	446 N 360 W
City	CLEARFIELD
State	UT
Zip	84015-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 239, ROSE GARDEN SUB PHASE 2. CONTAINS 0.18 ACRES
Legal Subdivision	ROSE GARDEN SUBDIVISION PHASE 2
Legal Phase	2
Legal Lot Number	239
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2001
Census Tract	125502

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2021	Warranty Deed, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 27, 2019	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	20253624614
Deed Book / Page	8785 / 1071
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	0002833390
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	SERVICELINK EAST, SERVICELINK EAST E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007920/63
Date	Jan 6, 2022
Book Page	7920/63
Instrument	3447810

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 15, 2021
Property Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Document Number	7739/1431
Book / Page	7739 / 1431
Instrument Date	Apr 15, 2021
Instrument	3372354
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 360 W, CLEARFIELD, UT 84015-3959

Mortgage

Document Number	3372379
Date	Apr 15, 2021
Instrument	3372379

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003257632
Date	Jun 3, 2020
Book Page	7526/1592
Instrument	3257632

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jun 27, 2019
Property Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Document Number	7293/1126
Book / Page	7293 / 1126
Instrument Date	Jun 5, 2019
Instrument	3169026
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NETCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 360 W, CLEARFIELD, UT 84015-3959

Mortgage

Document Number	3169027
Date	Jun 27, 2019
Instrument	3169027

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 31, 2018
Property Address	446 N 360 W, CLEARFIELD, UT 84015-3959
Document Number	7132/1194
Book / Page	7132 / 1194
Instrument Date	Oct 30, 2018
Instrument	3126086
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SECURITY TITLE OF DAVIS COUN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 360 W, CLEARFIELD, UT 84015-3959

Mortgage

Document Number	3126102
Date	Oct 31, 2018
Instrument	3126102

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,350 (+9.45%) Land $70,531 Building $158,819	$417,000 (+9.45%) Land $128,239 Building $288,761
2025	$2,338.00	$209,550 (-39.44%) Land $72,093 Building $137,457	$381,000 (+10.12%) Land $131,078 Building $249,922
2023		$346,000 Land $110,323 Building $235,677	$346,000 Land $110,323 Building $235,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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