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446 Mountain Dr, Babson Park, FL 33827 Property Records

Polk County property record for 446 Mountain Dr, Babson Park, FL 33827

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,709 sqft · built 2007
Lot Size0.557 acres (24,280 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Jan 2023)
Tax Bill$2,640 (2025)
Deeds & MortgagesJul 2025 Second Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-30-33-955600-032120

Property Details

APN / Parcel Number

Primary APN28-30-33-955600-032120
Alternative APNs
  • 333028955600032120
  • 33028000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,109 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area24,280 sqft (0.557 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area44 sqft

Location & Zoning

Street Address446 MOUNTAIN DR
CityBABSON PARK
StateFL
Zip33827-9698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEPHENSONS ADD PB 19 PG 28 28A BLK 65 LOTS 12 THRU 15
Legal Range28E
Legal Township30S
Legal Section33
Legal SubdivisionSTEPHENSONS ADDITION
Legal Tract955600
Legal Block65
Legal Lot Number12-15
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2018
Census Tract15402

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 MOUNTAIN DR, BABSON PARK, FL 33827-9698
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2023 · Amount on Record
Deed SaleJan 5, 2023 · Amount on Record
Prior SaleOct 17, 2014 · Amount on Record
Deed Document Number20233018
Deed Book / Page12541 / 968
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address446 MOUNTAIN DR, BABSON PARK, FL 33827-9698
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 MOUNTAIN DR, BABSON PARK, FL 33827-9698

Mortgage

Document Number0000167983
DateJul 18, 2025
Book Page13629/879
Instrument2025167983
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term480 Months
DueJul 1, 2065

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 5, 2023
Property Address446 MOUNTAIN DR, BABSON PARK, FL 33827-9698
Document Number0000003018
Book / Page12541 / 968
Map ReferenceMB 19 PG 28
Instrument DateDec 28, 2022
Instrument2023003018
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,114.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address434 MOUNTAIN DR, BABSON PARK, FL 33827-9698

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 MOUNTAIN DR, BABSON PARK, FL 33827-9698

Mortgage

Document Number0012541969
DateJan 5, 2023
Instrument12541/969
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,028 (+2.7%)$252,065 (+3.12%) Land $36,197 Building $215,868
2025$2,640.00 (-18.32%)$244,428 (-2.2%) Land $36,197 Building $208,231$244,428 (-2.2%) Land $36,197 Building $208,231
2023$3,232.00 (+95.52%) Homeowner's exemption$249,919 (+91.25%) Land $34,997 Building $214,922$249,919 (+16.46%) Land $34,997 Building $214,922
2022$1,653.00 Homeowner's exemption$130,674$214,597 Land $28,966 Building $185,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000

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