446 Mitchell Hollow Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 446 Mitchell Hollow Rd, Waverly, TN 37185

Property Summary

Property Type	Rural Home
Details	2 ba · 1,048 sqft · built 2003
Lot Size	22 acres (959,191 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jun 2020)
Tax Bill	$876 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043054 03103`

Property Details

APN / Parcel Number

Primary APN	`043054 03103`
Alternative APN	`054 03103`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	959,191 sqft (22 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	446 MITCHELL HOLLOW RD
City	WAVERLY
State	TN
Zip	37185-3031
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 02, COUNTY AREA: W99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	130300

Owner

446 Mitchell Hollow Rd, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Humphreys County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	444 MITCHELL HOLLOW RD, WAVERLY, TN 37185-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage SKYLINE CU
May 29, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK
Mar 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	20001694
Deed Book / Page	209 / 490
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 17, 2020
Property Address	446 MITCHELL HOLLOW RD, WAVERLY, TN 37185-3031
Document Number	0000001694
Book / Page	000209 / 000490
Instrument Date	Jun 5, 2020
Instrument	1694
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	BROKER TITLE AND ESCROW LLC, BROKER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 MITCHELL HOLLOW RD WAVERLY TN 371853031, WAVERLY, TN 37185-3031

Mortgage

Document Number	1695
Date	Jun 17, 2020
Book Page	000234/002515
Instrument	1695

Lender

Name	SKYLINE CU
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

May 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	May 29, 2018
Property Address	446 MITCHELL HOLLOW RD, WAVERLY, TN 37185-3031
Document Number	0000001543
Book / Page	206 / 0711
Instrument Date	May 23, 2018
Instrument	18001543
Transaction Type	Construction Loan
Record Updated	Mar 11, 2022
Title Company	VOLUNTEER TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.13
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 MITCHELL HOLLOW RD, WAVERLY, TN 37185-3031

Mortgage

Document Number	0000001544
Date	May 29, 2018
Instrument	18001544

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 23, 2033

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 9, 2018
Property Address	446 MITCHELL HOLLOW RD, WAVERLY, TN 37185-3031
Document Number	0000000704
Book / Page	000205 / 002436
Instrument Date	Feb 27, 2018
Instrument	704
Transaction Type	Foreclosure
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$273.65
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 446 Mitchell Hollow Rd was $876 with an additional exemption, down 0.1% from the year before.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00 (-0.11%) Additional exemption filed	$47,625 (-0.05%) Land $7,300 Building $40,325
2024	$877.00 (+0.11%) Additional exemption filed	$47,650 (-) Land $7,300 Building $40,350
2023	$876.00 (-4.37%) Additional exemption filed	$47,650 (+13.32%) Land $7,300 Building $40,350	$261,700 (+55.59%) Land $100,400 Building $161,300
2022	$916.00	$42,050 Land $6,100 Building $35,950	$168,200 Land $24,400 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Mitchell Hollow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Mitchell Hollow Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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