Middlesex County and Wilmington Town property record for 446 Middlesex Ave, Wilmington, MA 01887
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,432 sqft · built 2005 |
| Lot Size | 2.32 acres (101,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (May 2010) |
| Tax Bill | $11,108 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | WILM M:0089 L:0000 P:0017D |
| Primary APN | WILM M:0089 L:0000 P:0017D |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 5,032 sqft |
| 1st Floor Area | 1,216 sqft |
| Attic | Attic |
| Attic Area | 1,176 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 101,059 sqft (2.32 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 446 MIDDLESEX AVE |
|---|---|
| City | WILMINGTON |
| State | MA |
| Zip | 01887-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | WILMINGTON |
| Jurisdiction | WILMINGTON MA |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 331101 |
446 Middlesex Ave is owned and occupied by an individual who bought it in May 2010.
Source: Middlesex County and Wilmington Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 MIDDLESEX AVE, WILMINGTON, MA 01887-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2010 · Amount on File |
| Deed Sale | May 21, 2010 · Amount on File |
| Prior Sale | Jan 25, 2006 · Amount on File |
| Deed Document Number | 201021330 |
| Deed Book / Page | 23961 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 446 MIDDLESEX AVE, WILMINGTON, MA 01887-1106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35405-155 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 35405/155 |
| Instrument | 12296 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 446 MIDDLESEX AVE, WILMINGTON, MA 01887-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33898-278 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 33898/278 |
| Instrument | 10217 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 446 Middlesex Ave was $11,108, up 6.5% from the year before.
Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wilmington Town |
| Unified School District | Wilmington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,108.00 (+6.5%) | $973,500 (+6.87%) Land $326,000 Building $647,500 | $1,039,766 (+8.59%) |
| 2025 | $10,430.00 (+2.83%) | $910,900 (+2.65%) Land $302,000 Building $608,900 | $957,505 (-0.17%) |
| 2024 | $10,143.00 (+7.23%) | $887,400 (+12.02%) Land $302,000 Building $585,400 | $959,120 |
| 2023 | $9,459.00 | $792,200 Land $274,600 Building $517,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Middlesex Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2001–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 446 Middlesex Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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