Lauderdale County property record for 446 Michael St, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,215 sqft · built 1974 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,500 (Oct 2006) |
| Tax Bill | $459 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 049101D D 00800 |
| Primary APN | 049101D D 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 MICHAEL ST |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | DISTRICT: 02, COUNTY AREA: R05 |
| Legal Subdivision | MARTINDALE |
| Legal Lot Number | 21 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50506 |
Source: Lauderdale County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 MICHAEL ST, RIPLEY, TN 38063-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on Record |
| Deed Sale | Oct 3, 2006 · Amount on Record |
| Deed Document Number | 0000557275 |
| Deed Book / Page | 557 / 275 |
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Municipality | Ripley City |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 (+1.55%) | $18,075 (-) Land $1,600 Building $16,475 | |
| 2023 | $18,075 Land $1,600 Building $16,475 | ||
| 2022 | $452.00 | ||
| 2021 | $72,300 Land $6,400 Building $65,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Aeneas Communications.
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