Franklin County property record for 446 Michael Ave, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,242 sqft · built 1975 |
| Lot Size | 0.27 acres (11,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Jun 2001) |
| Tax Bill | $7,888 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-005549 |
| Primary APN | 080-005549 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 11,748 sqft (0.27 acres) |
| Lot Dimensions | 132 ft deep x 89 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 MICHAEL AVE |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHAEL AVENUE GREEN ACRES PHASE II LOT 74 |
| Legal Subdivision | GREEN ACRES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 74 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7020 |
Source: Franklin County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2017 | Intrafamily Transfer, Transfer · Line of Credit FIFTH THIRD BANK CENTRAL OHIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2001 · Amount on Record |
| Deed Sale | Jun 27, 2001 · Amount on Record |
| Prior Sale | Jun 17, 1980 · Amount on Record |
| Deed Document Number | 2001145178 |
| Last Transfer Date | May 27, 2016 |
| Transfer Doc | 0000111813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 13, 2026 |
| Property Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Document Number | 0000055801 |
| Instrument Date | May 1, 2026 |
| Instrument | 202655801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Document Number | 0000055801, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202655801 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Document Number | 0000071704 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 202507080071704 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000154691 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202108300154691 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Aug 14, 2017 |
| Property Address | 446 MICHAEL AVE, WESTERVILLE, OH 43081-1812 |
| Document Number | 0000111813 |
| Map Reference | MB48 PG4 |
| Instrument Date | May 27, 2016 |
| Instrument | 201708140111813 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000111814 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 201708140111814 |
| Name | FIFTH THIRD BANK CENTRAL OHIO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,810 (-) Land $29,750 Building $109,060 | $396,600 (-) Land $85,000 Building $311,600 | |
| 2024 | $7,888.00 (+2.16%) Homeowner's exemption | $138,810 (-) Land $29,750 Building $109,060 | |
| 2023 | $7,721.00 (+7.15%) Homeowner's exemption | $138,810 (+40.33%) Land $29,750 Building $109,060 | $396,600 (+40.34%) Land $85,000 Building $311,600 |
| 2022 | $7,206.00 Homeowner's exemption | $98,920 Land $19,640 Building $79,280 | |
| 2020 | $282,600 Land $56,100 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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