Hoke County property record for 446 Melbourne Dr, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,428 sqft · built 2025 |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Jul 2025) |
| Tax Bill | $2,480 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 494450001512 |
| Primary APN | 494450001512 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 254763 |
|---|---|
| Street Address | 446 MELBOURNE DR |
| City | RAEFORD |
| State | NC |
| Zip | 28376-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85 KIRWIN VILLAGE 4-209/1 NEW HOME 100% 2026 |
| Legal Subdivision | KIRWIN VILLAG |
| Jurisdiction | HOKE NC |
| Township / Civil Division | RAEFORD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970104 |
446 Melbourne Dr is owned and occupied by an individual who bought it in July 2025.
Source: Hoke County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 8, 2026 | Deed of Trust · Construction Mortgage COMMUNITY MORTGAGE CORPORATION |
| Jul 31, 2025 | Special Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on File |
| Deed Sale | Jul 31, 2025 · Amount on File |
| Prior Sale | Jan 10, 2025 · Amount on File |
| Deed Document Number | 20255355 |
| Deed Book / Page | 1605 / 905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 001652/841 |
| Book / Page | 1652 / 841 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 0000002609, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1652/841 |
| Instrument | 20262609 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 0000002609 |
| Book / Page | 1652 / 841 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262609 |
| Record Updated | Apr 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 0000002609, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1652/841 |
| Instrument | 20262609 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Jul 31, 2025 |
| Property Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 001605/905 |
| Book / Page | 1605 / 905 |
| Map Reference | MB 4209 PGS 1-2 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 5355 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 446 MELBOURNE DR, RAEFORD, NC 28376-4511 |
| Document Number | 0000005356 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 5356 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 446 Melbourne Dr was $2,480, up 443.9% from the year before.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480.00 (+443.86%) | $283,190 (+414.89%) Land $55,000 Building $228,190 | $283,190 (+414.89%) Land $55,000 Building $228,190 |
| 2025 | $456.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 446 Melbourne Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Melbourne Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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