Walton County property record for 446 Meadow Lake Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,578 sqft · built 2017 |
| Lot Size | 0.217 acres (9,482 sqft) |
| Owner | Individual Name on File |
| Last Sale | $699,000 (Mar 2024) |
| Tax Bill | $6,572 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23121-000-0450 |
| Primary APN | 17-1S-19-23121-000-0450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 3,532 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,482 sqft (0.217 acres) |
| Lot Width | 5.8 ft Width |
| Garage Type | Finished |
| Garage Area | 557 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1085207 |
|---|---|
| Street Address | 446 MEADOW LAKE DR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 45 MEADOWS AT HAMMOCK BAY PH 2 PB 20-01 OR 3035-1748 OR 3060-3646 OR 3060-3648 OR 3263-1518 OR 3319-2707 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | MEADOWS/HAMMOCK BAY PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
Source: Walton County assessment roll, APN 17-1S-19-23121-000-0450, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 446 MEADOW LAKE DR, FREEPORT, FL 32439-2355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Aug 12, 2022 | Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 20240010364 |
| Deed Book / Page | 3319 / 2707 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 446 MEADOW LAKE DR, FREEPORT, FL 32439-2355 |
| Document Number | 0033192707 |
| Book / Page | 3319 / 2707 |
| Map Reference | MB 20 PGS 1 AND 2 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 20240010364 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,893.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8494 DREAMS FLOAT CT, PANAMA CITY BEACH, FL 32413-9621 |
| Name | Verified Name |
|---|---|
| Address | 446 MEADOW LAKE DR, FREEPORT, FL 32439-2355 |
| Document Number | 20240010365 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 20240010365 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 446 MEADOW LAKE DR, FREEPORT, FL 32439-2355 |
| Document Number | 0032631518 |
| Book / Page | 3263 / 1518 |
| Map Reference | MB 20 PG 1 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 20220036981 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,963.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 HAMMOCK TRL E APT E106, E106, FREEPORT, FL 32439-7666 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 446 MEADOW LAKE DR, FREEPORT, FL 32439-2355 |
Source: Walton County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $539,080 (+0.11%) Land $55,000 Building $484,080 | $539,080 (+0.11%) Land $55,000 Building $484,080 | |
| 2024 | $6,572.00 (+0.27%) | ||
| 2023 | $6,554.00 (+92.37%) Homeowner's exemption | $538,486 (+11.31%) Land $49,485 Building $489,001 | $538,486 (+11.31%) Land $49,485 Building $489,001 |
| 2022 | $3,407.00 Homeowner's exemption | $483,774 Land $54,928 Building $428,846 | $483,774 Land $54,928 Building $428,846 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 271 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: AT&T, Cox Communications, Verizon.
Source: EPA Safe Drinking Water Information System, water system FL1664019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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