Eau Claire County property record for 446 McKinley Ave, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,832 sqft · built 1950 |
| Lot Size | 0.264 acres (11,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2023) |
| Tax Bill | $5,275 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-0599-000 |
| Primary APN | 03-0599-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Metal |
| Foundation Type | Block |
| Lot Area | 11,509 sqft (0.264 acres) |
| Lot Dimensions | 133 ft deep x 96 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 446 MCKINLEY AVE |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 11 BLK 1 PARK ADD TO CITY OF EC EXC PRT COM AT NW COR ELY 6.9 FT THC SLY AT RT ANGLE 76.81 FT NLY ALG W LN 77.12 FT TO BE |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 29 |
| Legal Subdivision | PARK ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1700 |
Source: Eau Claire County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 20231248040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001276236 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 1276236 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Sep 28, 2023 |
| Property Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Document Number | 0001248040 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 1248040 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Document Number | 0001248041 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1248041 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Document Number | 0001198256 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 MCKINLEY AVE EAU CLAIRE WI 547014053, EAU CLAIRE, WI 54701-4053 |
| Document Number | 0001198256 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 1198256 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 2, 2017 |
| Property Address | 446 MCKINLEY AVE, EAU CLAIRE, WI 54701-4053 |
| Document Number | 0001145222 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 1145222 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 MCKINLEY AVE EAU CLAIRE WI 547014053, EAU CLAIRE, WI 54701-4053 |
| Document Number | 1145223 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 1145223 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,275.00 | $270,400 (+1.77%) Land $39,800 Building $230,600 | $353,800 |
| 2023 | $265,700 Land $39,800 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2002) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2002 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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