446 Main St, Unit 14, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 446 Main St, Unit 14, Old Saybrook, CT 06475

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,374 sqft · built 2004
Lot Size	0.909 acres (39,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2017)
Tax Bill	$9,686 (2025)
Deeds & Mortgages	Jul 2017 Sale Mar 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`M:022 B:022 L:U=14`

Property Details

APN / Parcel Number

Primary APN	`M:022 B:022 L:U=14`
Alternative APNs	`OSAY M:022 B:022 L:U014` `304240`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	16 Units
Stories	2 Stories
Building Area	2,374 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	977 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,602 sqft (0.909 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	304240
Street Address	446 MAIN ST, 14
City	OLD SAYBROOK
State	CT
Zip	06475-2576
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A
Legal Subdivision	N COVE LNDG
Legal Block	22
Legal Lot Number	U014
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 MAIN ST, 14, OLD SAYBROOK, CT 06475-2576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Trustee's Deed, Transfer
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Book / Page	625 / 1091
Transfer Doc	622-1003
Record Updated	Sep 20, 2026

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 28, 2017
Property Address	446 MAIN ST UNIT 14, 14, OLD SAYBROOK, CT 06475-2576
Document Number	625-1091
Book / Page	000625 / 001091
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ARKAY DR HIGGANUM CT 064414337, HIGGANUM, CT 06441-4337

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 29, 2017
Property Address	446 MAIN ST UNIT 14, 14, OLD SAYBROOK, CT 06475-2576
Document Number	622-1003
Book / Page	000622 / 001003
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,686.00	$624,900 (+49.11%) Building $624,900	$437,430 Building $437,430
2024	$9,686.00 (+13.01%)
2023	$8,571.00 (+1.84%)	$419,100 (-) Building $419,100
2022	$8,416.00	$419,100 Building $419,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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