Somerset County and Bedminster Township property record for 446 Main St, Bedminster, NJ 07921
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 1 ba · 4,756 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Aug 2013) |
| Tax Bill | $15,890 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00035-0000-00022 |
| Primary APN | 01-00035-0000-00022 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,756 sqft Total Area |
| Gross Area | 3,612 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 446 MAIN ST |
|---|---|
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-2604 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | R3 |
| Legal Block | 35 |
| Legal Lot Number | 22 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 52904 |
Source: Somerset County and Bedminster Township records · APN 01-00035-0000-00022
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 MAIN ST, BEDMINSTER, NJ 07921-2604 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOMERSET SAVINGS BANK SLA |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Oct 04, 2019 | Deed of Trust, Mortgage AFFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2013 · Amount on Record |
| Deed Sale | Aug 26, 2013 · Amount on Record |
| Prior Sale | Aug 26, 2013 · Amount on Record |
| Deed Book / Page | 6664 / 2433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 446 MAIN ST, BEDMINSTER, NJ 07921-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010687 |
|---|---|
| Date | May 03, 2024 |
| Book Page | 7555/3090 |
| Instrument | 2024010687 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | BOUND BROOK, NJ 08805 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 26, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 446 MAIN ST, BEDMINSTER, NJ 07921-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019669 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 7444/3387 |
| Instrument | 2022019669 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 446 MAIN ST, BEDMINSTER, NJ 07921-2604 |
| Document Number | 0000039681 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | MEMBERS ALLIANCE TITLE AGENCY LL, MEMBERS ALLIANCE TITLE AGCY LL |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 MAIN ST BEDMINSTER NJ 079212604, BEDMINSTER, NJ 07921-2604 |
| Document Number | 0000039681 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 007159/003765 |
| Instrument | 39681 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Somerset County and Bedminster Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,402,400 (+6.26%) Land $297,800 Building $1,104,600 | $1,402,400 (+6.26%) Land $297,800 Building $1,104,600 | |
| 2025 | $15,890.00 (+0.97%) | $1,319,800 (+87.29%) Land $283,600 Building $1,036,200 | $1,319,800 (+87.29%) Land $283,600 Building $1,036,200 |
| 2024 | $15,737.00 (+66.02%) | ||
| 2023 | $704,700 Land $247,800 Building $456,900 | $704,700 Land $247,800 Building $456,900 | |
| 2022 | $9,479.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1980–2023) |
| Claims Outside the SFHA | 9 of 34 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum Communications.
Based on FCC filings for 57 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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