446 Main Rd, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 446 Main Rd, Milford, ME 04461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,238 sqft · built 1960
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$195,700 (Jan 2021)
Tax Bill	$3,438 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILD M:029 B:012`

Property Details

APN / Parcel Number

Primary APN	`MILD M:029 B:012`
Alternative APN	`30`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	30
Street Address	446 MAIN RD
City	MILFORD
State	ME
Zip	04461-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	14 RIV
Legal Block	12
Jurisdiction	MILFORD ME
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3032
Census Tract	8001

Owner

446 Main Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Penobscot County and Milford Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 MAIN RD, MILFORD, ME 04461-3227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Deed Document Number	202138
Deed Book / Page	15850 / 33
Prior Transfer Date	Dec 24, 2020
Prior Transfer Doc	0000000038
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD ME
Recording Date	Jan 4, 2021
Property Address	446 MAIN RD, MILFORD, ME 04461-3227
Document Number	0158500033
Book / Page	15850 / 33
Instrument Date	Dec 24, 2020
Instrument	38
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	136 BIRCH ST # 1, 1, BANGOR, ME 04401-5405

Mortgage

Document Number	0158500037
Date	Jan 4, 2021
Book Page	15850/37
Instrument	39

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 446 Main Rd was $3,438, up 11.9% from the year before.

Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Milford Town
Unified School District	Milford (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,438.00 (+11.88%)	$139,700 (-) Land $29,600 Building $110,100
2024	$3,073.00	$139,700 Land $29,600 Building $110,100
2023			$192,565
2022	$2,515.00	$139,700 Land $29,600 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Main Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1979–2008)
Claims Outside the SFHA	4 of 26
Most Recent Claim	May 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 6 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Main Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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