446 Lug Ln, Sacramento, CA 95818 Property Records

Sacramento County property record for 446 Lug Ln, Sacramento, CA 95818

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 570 sqft · built 2017
Lot Size	0.016 acres (691 sqft)
Owner	Trust Name on File
Last Sale	$403,000 (Jun 2017)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Nov 2019 Transfer Jun 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`009-0400-016-0010`

Property Details

APN / Parcel Number

Primary APN	`009-0400-016-0010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	570 sqft Living Area
1st Floor Area	38 sqft
2nd Floor Area	532 sqft
Upper Floors Area	546 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	691 sqft (0.016 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	446 LUG LN
City	SACRAMENTO
State	CA
Zip	95818-2851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4-PUD
Legal Description	UNIT44B OF CONDOMINIUM PLAN OF THE MILL AT BROADWAY NO. 1 PHASE 9- THE URBAN VILLAS PER 20160623/1309
Legal Subdivision	MILL BROADWAY 1 PH 9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	2200

Owner

446 Lug Ln, a condominium, is held in a trust since November 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	451 W WILLOW TREE LN, ISLETON, CA 95641-9712
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 29, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Book / Page	20170629 / 1269
Last Transfer Date	Nov 6, 2019
Transfer Doc	11140000001398
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 14, 2019
Property Address	446 LUG LN, SACRAMENTO, CA 95818-2851
Document Number	1911141398
Instrument Date	Nov 6, 2019
Instrument	1911141398
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	451 W WILLOW TREE LN ISLETON CA 956419712, ISLETON, CA 95641-9712

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2017
Property Address	446 LUG LN, SACRAMENTO, CA 95818-2851
Document Number	1706291269
Instrument Date	May 25, 2017
Instrument	1706291269
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 LUG LN SACRAMENTO CA 958182851, SACRAMENTO, CA 95818-2851

Mortgage

Document Number	1706291270
Date	Jun 29, 2017
Instrument	1706291270

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 446 Lug Ln was $5,818, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,247 (+2%) Land $118,377 Building $341,870
2025	$5,818.00 (+1.54%)	$451,223 Land $116,056 Building $335,167
2024	$5,730.00 (+2.6%)
2023	$5,585.00 (+1.6%)	$433,703 Land $111,550 Building $322,153
2022	$5,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 446 Lug Ln in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 Lug Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Succeed.Net, Verizon.

Nearby Properties on Lug Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures