Montgomery County property record for 446 Lowes St, Dayton, OH 45409
| Property Type | Public College, University |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1905 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $22 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 03112 0027 |
| Primary APN | R72 03112 0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 155 ft deep x 25 ft wide |
| Terrain | Above Road/Slope |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 LOWES ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45409-2438 |
| Property Category | Public Works |
| Property Type | Public Works > Public College, University |
| Legal Description | 16372 PT |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3402 |
446 Lowes St, a public works property, is owned and occupied by an individual.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 300 COLLEGE PARK AVE, DAYTON, OH 45469-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,110 Land $3,160 Building $13,950 | ||
| 2024 | $22.00 | ||
| 2023 | $22.00 Additional exemption filed | $17,110 (-) Land $3,160 Building $13,950 | $48,890 Land $9,020 Building $39,870 |
| 2022 | $22.00 Additional exemption filed | $17,110 Land $3,160 Building $13,950 | |
| 2020 | $48,890 Land $9,020 Building $39,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Lowes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 446 Lowes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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