446 Love St, Erwin, TN 37650 Property Records

Unicoi County property record for 446 Love St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,468 sqft · built 1940
Lot Size	0.246 acres (10,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$1,188 (2024)
Deeds & Mortgages	Sep 2022 Sale Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031C-E-012.00`

Property Details

APN / Parcel Number

Primary APN	`031C-E-012.00`
Alternative APNs	`086031C E 01200` `000007145`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,268 sqft
Upper Floors Area	1,200 sqft
Basement Area	960 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,697 sqft (0.246 acres)
Lot Dimensions	159 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	240 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 LOVE ST
City	ERWIN
State	TN
Zip	37650-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PT 58 PT UNNUMBERED LOTS 60X167 IRR
Legal Subdivision	CLINCHFIELD #3
Legal Lot Number	60
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 LOVE ST, ERWIN, TN 37650-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20222014
Deed Book / Page	463 / 567
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0000457587
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 16, 2022
Property Address	446 LOVE ST, ERWIN, TN 37650-1758
Document Number	0000463567
Book / Page	463 / 567
Instrument Date	Sep 16, 2022
Instrument	22002014
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Tax	$1,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LOVE ST, ERWIN, TN 37650-1758

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Mar 22, 2022
Property Address	446 LOVE ST, ERWIN, TN 37650-1758
Document Number	0000457587
Book / Page	457 / 587
Instrument Date	Mar 21, 2022
Instrument	22000671
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	780 WARREN RD, PINEY FLATS, TN 37686-3710
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,525 (-) Land $6,275 Building $39,250	$182,100 (-) Land $25,100 Building $157,000
2024	$1,188.00 (+11.03%)	$45,525 (-) Land $6,275 Building $39,250
2023		$45,525 (-) Land $6,275 Building $39,250
2022	$1,070.00	$45,525 Land $6,275 Building $39,250	$182,100 Land $25,100 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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