Essex County and Salem City property record for 446 Loring Ave, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1953 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (May 1998) |
| Tax Bill | $5,408 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:30 L:0054 |
| Primary APN | SALE M:30 L:0054 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 2,288 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 446 LORING AVE |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 54 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 204102 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 LORING AVE, SALEM, MA 01970-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 1998 · Amount on Record |
| Deed Sale | May 27, 1998 · Amount on Record |
| Deed Book / Page | 14831 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 446 LORING AVE, SALEM, MA 01970-4214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37890-517 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 37890/517 |
| Instrument | 20190930006540 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,408.00 (+6%) | $501,700 (+11.51%) Land $216,800 Building $284,200 | $499,246 (+3.19%) |
| 2025 | $5,102.00 (-2.07%) | $449,900 (+0.33%) Land $188,100 Building $261,800 | $483,835 |
| 2024 | $5,210.00 (+5.79%) | $448,400 (+13.89%) Land $188,100 Building $260,300 | |
| 2023 | $4,925.00 | $393,700 Land $172,100 Building $221,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1995–2006) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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