446 Locust Hill Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 446 Locust Hill Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1960
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Jan 2007)
Tax Bill	$25,479 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 063.06-1-28`

Property Details

APN / Parcel Number

Primary APN	`265489 063.06-1-28`
Alternative APN	`03496005000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,798 sqft
2nd Floor Area	666 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	55,321 sqft (1.27 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03496005000
Street Address	446 LOCUST HILL DR
City	WEBSTER
State	NY
Zip	14580-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	074-14-07 LA
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11203

Owner

446 Locust Hill Dr is owned and occupied by two individuals who bought it in January 2007.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 LOCUST HILL DR, WEBSTER, NY 14580-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2007 · Amount on File
Deed Sale	Jan 17, 2007 · Amount on File
Prior Sale	Sep 19, 2005 · Amount on File
Deed Book / Page	10410 / 203
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	446 LOCUST HILL DR, WEBSTER, NY 14580-1027
Document Number	0000000148
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LOCUST HILL DR WEBSTER NY 145801027, WEBSTER, NY 14580-1027

Mortgage

Document Number	0000000148
Date	Sep 12, 2018
Book Page	027759/000114
Instrument	148

Lender

Name	GENESEE REG'L BK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 446 Locust Hill Dr was $25,479, up 1.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,479.00 (+1.1%)
2025	$25,203.00	$541,600 Land $86,400 Building $455,200	$1,128,300 Land $179,995 Building $948,305
2023		$541,600 (-) Land $86,400 Building $455,200	$933,800 (+10.34%) Land $148,967 Building $784,833
2022		$541,600 Land $86,400 Building $455,200	$846,300 Land $135,008 Building $711,292
2021	$24,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Locust Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Locust Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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