Barbour County property record for 446 Locust Ave, Philippi, WV 26416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1977 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $433 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-0057.0000 |
| Primary APN | 08-1-0057.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Game Room | Game Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00803230 |
|---|---|
| Street Address | 446 LOCUST AVE |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 122 BL 10 SEC 3 N. PHILIPPI |
| Legal Subdivision | NORTH PHILIPPI ADDITION |
| Legal Lot Number | 122 |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | WEST |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 965600 |
Source: Barbour County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 LOCUST AVE, PHILIPPI, WV 26416-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2013 |
| Transfer Doc | 0000144569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BARBOUR WV |
| Recording Date | Jul 10, 2023 |
| Property Address | 446 LOCUST AVE, PHILIPPI, WV 26416-1023 |
| Document Number | 000550/287 |
| Book / Page | 550 / 287 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 274826 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000274827 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 274827 |
| Name | ATLANTA POSTAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Barbour County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Municipality | Philippi City |
| Unified School District | Barbour County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433.00 (-43.1%) | $48,120 (+13.76%) Land $4,440 Building $43,680 | $80,200 (+13.76%) Land $7,400 Building $72,800 |
| 2023 | $761.00 | $42,300 Land $5,940 Building $36,360 | $70,500 Land $9,900 Building $60,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 55 (1978–2000) |
| Claims Outside the SFHA | 2 of 55 |
| Most Recent Claim | Feb 2000 · Flooding, Severe Storms, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHILIPPI serves 3,544 people · EPA ID WV3300104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 Sanitary survey deficiency not corrected Dec 2018 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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