446 Leafy Way Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 446 Leafy Way Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,447 sqft · built 2020
Lot Size	0.313 acres (13,638 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Apr 2026)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0201-0260`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0201-0260`
Alternative APNs	`00243891` `243891`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	1,447 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,638 sqft (0.313 acres)
Lot Dimensions	135 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00243891
Street Address	446 LEAFY WAY AVE
City	SPRING HILL
State	FL
Zip	34606-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 201 LOT 26
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	201
Legal Lot Number	26
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1014
Census Tract	41402

Owner

Source: Hernando County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA HOUSING FINANCE CORP
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2021	Intrafamily Transfer, Transfer
Jan 11, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage BRANNEN BANK
May 22, 2019	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202624383
Deed Book / Page	4694 / 1875
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0040361473
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 24, 2026
Property Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Document Number	0000026745
Book / Page	4698 / 1548
Instrument Date	Apr 9, 2026
Instrument	202626745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231

Mortgage

Document Number	0000026745,
Date	Apr 24, 2026
Book Page	4698/1548
Instrument	202626745

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 10, 2026
Property Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Document Number	0000024383
Book / Page	4694 / 1875
Instrument Date	Apr 8, 2026
Instrument	2026.24383
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	CHELSEA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217,049.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231

Mortgage

Document Number	0000024384,
Date	Apr 10, 2026
Instrument	2026..24384

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	0000024385,
Date	Apr 10, 2026
Book Page	4694/1897
Instrument	2026.24385

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 4, 2021
Property Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Document Number	0040361473
Book / Page	4036 / 1473
Map Reference	MB 7 PG 87-95
Instrument Date	Aug 3, 2021
Instrument	2021058477
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TIERRA DR, SPRING HILL, FL 34609-2120

January 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 11, 2021
Property Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Document Number	0039370440
Book / Page	3937 / 440
Map Reference	MB 7 PG 87-95
Instrument Date	Dec 30, 2020
Instrument	2021001670
Transaction Type	Construction Loan
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR, 3091, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TIERRA DR, SPRING HILL, FL 34609-2120

Mortgage

Document Number	3937442
Date	Jan 11, 2021
Instrument	3937/442

Lender

Name	BRANNEN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 29, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 22, 2019
Property Address	446 LEAFY WAY AVE, SPRING HILL, FL 34606-6231
Document Number	0037060252
Book / Page	003706 / 000252
Instrument Date	May 20, 2019
Instrument	31529
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$101.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 W PLATT ST #116 TAMPA FL 336062315, 116, TAMPA, FL 33606-2315
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,511.00 (+15.82%)	$267,560 (+4.3%) Land $45,824 Building $221,736	$267,560 (+4.3%) Land $45,824 Building $221,736
2023		$256,526 (+9.43%) Land $44,298 Building $212,228
2022	$3,895.00	$234,426 Land $31,640 Building $202,786	$256,526 Land $42,005 Building $214,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Leafy Way Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures