446 Laurel Branch Rd, Vilas, NC 28692 Property Records

Watauga County property record for 446 Laurel Branch Rd, Vilas, NC 28692

Property Summary

Property TypeMobile Home
Details3 bd · 2.5 ba · 1,782 sqft · built 2006
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on Record
Tax Bill$895 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1983-27-4970-000

Property Details

APN / Parcel Number

Primary APN1983-27-4970-000
Alternative APN
  • 1546944

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area57,064 sqft (1.31 acres)
Garage TypeCarport
Garage Area700 sqft
CarportCarport
Carport Area700 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1546944
Street Address446 LAUREL BRANCH RD
CityVILAS
StateNC
Zip28692-9152
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS R 1218
JurisdictionWATAUGA NC
Township / Civil DivisionCOVE CREEK
Census Block Group1
Census Block1041
Census Tract920200

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address376 LAUREL BRANCH RD, VILAS, NC 28692-9151
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address446 LAUREL BRANCH RD, VILAS, NC 28692-9152
Document Number0019020048
Book / Page001902 / 000048
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 LAUREL BRANCH RD VILAS NC 286929152, VILAS, NC 28692-9152

Mortgage

Document Number0019020048
DateJan 27, 2017
Book Page001902/000048
Instrument655180
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2032

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,000 (-) Land $24,400 Building $187,600
2025$895.00$212,000 (-) Land $24,400 Building $187,600
2024$212,000 Land $24,400 Building $187,600
2023$212,000 Land $24,400 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims18 (1989–2024)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 12 claims
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Branch Rd

Nearby Streets

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