446 Latrobe Ave, Confluence, PA 15424 Property Records

Somerset County property record for 446 Latrobe Ave, Confluence, PA 15424

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2019)
Tax Bill	$1,769 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`S13-013-089-000`

Property Details

APN / Parcel Number

Primary APN	`S13-013-089-000`
Alternative APNs	`S13-013-089-00` `130002880`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	130002880
Street Address	446 LATROBE AVE
City	CONFLUENCE
State	PA
Zip	15424-1020
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LOTS 11 12 13 BNG 0.21 A 2 STY BR GAR APT
Legal Lot Number	11-13
Jurisdiction	SOMERSET PA
Township / Civil Division	CONFLUENCE
Census Block Group	1
Census Block	1033
Census Tract	21902

Owner

Source: Somerset County records · APN S13-013-089-000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	446 LATROBE AVE, CONFLUENCE, PA 15424-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20191977
Deed Book / Page	2743 / 504
Record Updated	Jun 08, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Mar 29, 2019
Property Address	446 LATROBE AVE, CONFLUENCE, PA 15424-1020
Document Number	2743/0504
Book / Page	2743 / 0504
Instrument Date	Mar 25, 2019
Instrument	2019001977
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LATROBE AVE, CONFLUENCE, PA 15424-1020

Mortgage

Document Number	2019001978
Date	Mar 29, 2019
Instrument	2019001978

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Confluence Borough
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (+2.79%)	$33,490 (-)
2024	$1,721.00 (+3.55%)	$33,490 (-)
2023	$1,662.00	$33,490
1998			$66,980 Land $7,560 Building $59,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1996–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2024 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONFLUENCE BORO MUNI AUTH serves 645 people
Water Source	Groundwater
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.