446 Lakeview Trl, Nebo, NC 28761 Property Records

McDowell County property record for 446 Lakeview Trl, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 1,382 sqft · built 2016
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2014)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1637-00-72-5424`

Property Details

APN / Parcel Number

Primary APN	`1637-00-72-5424`
Alternative APN	`58286`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	1,382 sqft Heated Area
Basement Area	1,934 sqft
Finished Basement	1,382 sqft
Unfinished Basement	552 sqft
Flooring	Hardwood
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	105,415 sqft (2.42 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58286
Street Address	446 LAKEVIEW TRL
City	NEBO
State	NC
Zip	28761-0122
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GRANDVIEW PEAKS PH 19-B LOT 431
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	19-B
Legal Lot Number	431
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2032
Census Tract	970903

Owner

446 Lakeview Trl, a rural home, is owned and occupied by two individuals who bought it in March 2014.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	446 LAKEVIEW TRL, NEBO, NC 28761-0122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY BANK
May 7, 2018	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2014 · Amount on File
Deed Sale	Mar 20, 2014 · Amount on File
Deed Document Number	0001124559
Deed Book / Page	1124 / 0559
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	446 LAKEVIEW TRL, NEBO, NC 28761-0122
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013420730
Date	Feb 24, 2021
Book Page	1342/730
Instrument	2021001191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	446 LAKEVIEW TRL, NEBO, NC 28761-0122
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LENDER RECORDING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090271
Date	Apr 3, 2017
Book Page	1209/0271
Instrument	2017001594

Lender

Name	NEW CENTURY BANK
Type	Bank
Address	BELLEVILLE, KS 66935

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	446 LAKEVIEW TRL, NEBO, NC 28761-0122
Document Number	0012440156
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LAKEVIEW TRL NEBO NC 287610122, NEBO, NC 28761-0122

Mortgage

Document Number	0012440156
Date	May 11, 2018
Book Page	001244/000156
Instrument	2139

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 446 Lakeview Trl was $4,021.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00	$593,120 Land $45,000 Building $548,120
2023	$3,902.00	$593,120 Land $45,000 Building $548,120	$593,120 Land $45,000 Building $548,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Lakeview Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Lakeview Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Skyrunner, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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