446 Lakeshore Dr, Monroe, GA 30655 Property Records

Walton County property record for 446 Lakeshore Dr, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,389 sqft · built 2006
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2011)
Tax Bill	$5,792 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N064G-121`

Property Details

APN / Parcel Number

Primary APN	`N064G-121`
Alternative APN	`26494`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,389 sqft Heated Area
1st Floor Area	1,703 sqft
Basement Area	1,703 sqft
Unfinished Basement	1,703 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Terrain	Rolling
Garage Area	819 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	141 sqft
Deck Area	166 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	26494
Street Address	446 LAKESHORE DR
City	MONROE
State	GA
Zip	30655-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#53B LAKESHORE ESTATES .59AC
Legal Subdivision	LAKESHORE ESTATES
Legal Block	B
Legal Lot Number	53
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	1
Census Block	1007
Census Tract	110602

Owner

446 Lakeshore Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Walton County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 LAKESHORE DR, MONROE, GA 30655-7710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage SYNOVUS BANK
Feb 23, 2022	Warranty Deed, Transfer
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2011 · Amount on File
Deed Sale	Jul 6, 2011 · Amount on File
Prior Sale	Mar 20, 2009 · Amount on File
Deed Book / Page	3272 / 257
Last Transfer Date	Feb 23, 2022
Transfer Doc	0050850357
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	446 LAKESHORE DR, MONROE, GA 30655-7710
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LAKESHORE DR, MONROE, GA 30655-7710
Investor	Possibly a Property Investor

Mortgage

Document Number	0048570000000259
Date	May 4, 2021
Book Page	0000004857/0000000259
Instrument	2021008142

Lender

Name	SYNOVUS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 23, 2022
Property Address	446 LAKESHORE DR, MONROE, GA 30655-7710
Document Number	0050850357
Book / Page	5085 / 357
Instrument Date	Feb 23, 2022
Instrument	2022-000899
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LAKESHORE DR, MONROE, GA 30655-7710

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	446 LAKESHORE DR, MONROE, GA 30655-7710
Document Number	0046810375
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 LAKESHORE DR MONROE GA 306557710, MONROE, GA 30655-7710

Mortgage

Document Number	0046810375
Date	Sep 23, 2020
Book Page	004681/000375
Instrument	13545

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 446 Lakeshore Dr was $5,792 with a homeowner's exemption, up 5.4% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,792.00 (+5.42%) Homeowner's exemption	$251,400 (+7.42%) Land $48,000 Building $203,400	$628,500 (+7.42%) Land $120,000 Building $508,500
2024	$5,494.00 (-1.51%) Homeowner's exemption	$234,040 (+3.54%) Land $40,800 Building $193,240	$585,100 (+3.54%) Land $102,000 Building $483,100
2023	$5,578.00 (-19.37%) Homeowner's exemption	$226,040 (+9.26%) Land $40,800 Building $185,240	$565,100 (+9.26%) Land $102,000 Building $463,100
2022	$6,918.00 Homeowner's exemption	$206,880 Land $31,200 Building $175,680	$517,200 Land $78,000 Building $439,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Lakeshore Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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