Glocester Town property record for 446 Lake Washington Dr, Chepachet, RI 02814
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 528 sqft · built 1940 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (May 2026) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-0005-04 |
| Primary APN | 13-0005-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 528 sqft Living Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 528 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13-0005-04 |
|---|---|
| Street Address | 446 LAKE WASHINGTON DR |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-1710 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 20 |
| Legal Block | 100 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 13101 |
446 Lake Washington Dr, a residential property, is owned and occupied by an individual who bought it in May 2026.
Source: Glocester Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer |
| Jul 6, 2022 | Executor's Deed, Transfer · Stand-Alone First Mortgage HANSCOM FCU |
| Dec 4, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Jul 6, 2022 · Amount on File |
| Deed Book / Page | 989 / 81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | May 13, 2026 |
| Property Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Document Number | 0000989-81 |
| Book / Page | 989 / 81 |
| Instrument Date | May 6, 2026 |
| Instrument | 202656991 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jul 6, 2022 |
| Property Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Document Number | 000907-147 |
| Book / Page | 907 / 147 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 50006 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Document Number | 0000050007 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 50007 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 446 LAKE WASHINGTON DR, CHEPACHET, RI 02814-1710 |
| Document Number | 758-119 |
| Book / Page | 000758 / 000119 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 446 LAKE WASHINGTON DR CHEPACHET RI 028141710, CHEPACHET, RI 02814-1710 |
| Document Number | 758-119 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 000758/000119 |
| Instrument | 37561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
The 2025 property tax bill for 446 Lake Washington Dr was $3,749.
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 | $262,900 Land $123,200 Building $139,700 | $380,885 |
| 2023 | $3,746.00 (+22.58%) | $262,900 (+60.8%) Land $123,200 Building $139,700 | |
| 2022 | $3,056.00 | $163,500 Land $105,600 Building $57,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 446 Lake Washington Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Lake Washington Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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