446 Lagoon Dr, Sanibel, FL 33957 Property Records

Lee County property record for 446 Lagoon Dr, Sanibel, FL 33957

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,825 sqft · built 1957
Lot Size0.328 acres (14,288 sqft)
Owner2 Trust Names on File
Last Sale$310,000 (Mar 2011)
Tax Bill$7,508 (2025)
Flood ZoneZone AE (high risk)
APN20-46-23-T3-01802.0060

Property Details

APN / Parcel Number

Primary APN20-46-23-T3-01802.0060
Alternative APNs
  • 232046T3018020060
  • 10125980

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units3 Units
Stories1 Story
Building Area1,825 sqft Living Area
Gross Area2,385 sqft
1st Floor Area1,441 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Architectural StyleCottage
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialOther
Lot Area14,288 sqft (0.328 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area560 sqft
PorchFlorida Room
Porch Area843 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10125980
Street Address446 LAGOON DR
CitySANIBEL
StateFL
Zip33957-7204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANIBEL ESTATES UNIT 1 BLK 2 PB 9 PG 115 LOT 6
Legal Range23E
Legal Township46S
Legal Section20
Legal SubdivisionSANIBEL ESTATES
Legal TractT3
Legal Block2
Legal Lot Number6
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1009
Census Tract80202

Owner

446 Lagoon Dr is owner-occupied and held in a trust since March 2015.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address446 LAGOON DR, SANIBEL, FL 33957-7204
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2011 · Amount on File
Deed SaleMar 29, 2011 · Amount on File
Prior SaleJun 5, 2007 · Amount on File
Deed Document Number201175459
Last Transfer DateMar 11, 2015
Transfer Doc0000050125
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 446 Lagoon Dr was $7,508 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,500 (+2.7%)$604,177 (-10.12%) Land $437,294 Building $166,883
2025$7,508.00 Homeowner's exemption$534,080$672,212 Land $496,608 Building $175,604
2023$7,062.00 (+7.1%) Homeowner's exemption$503,911 (+3%)$813,817 (-8.98%) Land $532,523 Building $281,294
2022$6,594.00 Homeowner's exemption$489,234$894,156 Land $395,525 Building $498,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Lagoon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 Lagoon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Lagoon Dr

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